金融援助 & 奖学金
国家类型 & 联邦援助
的re are three basic sources of funds for college: 助学金及奖学金, 贷款,
和联邦勤工俭学. 大多数学生依靠这些资源的组合来获得资金
他们的教育. By completing the FAFSA, you are 应用ing for grants, Federal Work-study,
和贷款. 奖学金需要单独申请. 请查看我们的奖学金
有关奖学金的更多信息. 查看联邦的完整描述
学生资助，请参阅 学生指南.
助学金及奖学金
助学金和奖学金不需要偿还.
的 Federal Pell Grant is a need-based grant made available by the federal government to undergraduate students who have not earned a bachelor's degree. 每个学生的 award is determined on the basis of family circumstances and 出勤费用. 后 the Free Application for Federal Student Aid (FAFSA) is filed, the Department of Education sends you a Student Aid Report (SAR) that indicates whether you are Pell eligible.
的 俄勒冈机会补助金 州拨款是否由 俄勒冈州学生入学和结业办公室(OSAC) and awarded to undergraduate Oregon residents based on need and allowable funding. 12个条件是可能的. 助学金颁发给符合条件的学生 参加半场或更多时间. 这项补助金在夏季学期不适用.
的 俄勒冈承诺补助金 is a state grant that helps to cover tuition costs at any Oregon community college 适用于高中毕业生和GED®考试毕业生. 学生必须于 他们的高年级或GED®考试完成后立即. 的 俄勒冈州学生入学和结业办公室(OSAC) 谁负责颁发和管理该计划. 的延续 未来几年的项目将视国家资金而定.
的 Oregon Tribal Student Grant was established to provide grants to eligible Oregon 部落学生抵消了 出勤费用 参加符合条件的俄勒冈学院和大学. 当前持续的和新的 我们鼓励学生 应用 本奖学金资助期限为2022-2023学年. 拨款是用来支付 average 出勤费用 after all federal and state grants/scholarships have been 应用. 的 Oregon Tribal Student Grant is currently only funded for the 2022-2023 学年. 补助金的续期将视乎资助情况而定 being allocated for the 2023-2024 academic 一年 by the Oregon state legislature.
的 Federal Supplemental Educational Opportunity Grant (FSEOG) is a federal grant 由博天堂官方财政援助办公室管理. 基金是发给本科生的 with Pell eligibility and exceptional financial need as determined by the institution.
奖学金 are available from a variety of sources with varied eligibility criteria. In researching the various sources of college funding, 我们鼓励学生 寻找提供免费服务和信息的资源. 请与博天堂官方联系 了解更多奖学金信息.
更多关于奖学金的信息，请访问我们的网站 奖学金的页面.
贷款
贷款是借来的钱，必须带着利息偿还.
要获得贷款，你必须注册至少一半的时间. 因为联邦政府 may be subsidizing a portion of the interest and permitting the postponement of payments, 贷款被视为经济援助. 教育贷款的利率通常很低 rate and offer a grace period with repayment generally beginning within six months after graduation or when you stop attending school at least half-time. 两个主要的 types of loans at 博天堂官方 are the Federal Direct Loan and the Federal Parent Loan for 本科生(PLUS).
联邦直接贷款 are loaned to you from the federal government. 一个管理 fee may be taken from the amount of the loan before the funds are disbursed. 的最大 y早期 amounts for base loans are set by the federal government and based on class 排名. To be considered a second 一年 student, you must have completed at least 45 与专业相关的学分. 基础贷款可以是有补贴的，也可以是无补贴的， or a combination of the two, depending on the student's established unmet need.
以下是直接贷款的年度最高限额. 取决于房间的大小 a student has under the Cost of Attendance, students may or may not be able to receive 这些全部的金额. Your total financial aid package cannot exceed your Cost of Attendance, 哪个是按期限按比例分配的.
| 独立的学生 | 依赖学生 | |
| 1年 基地贷款 | $3500 | $3500 |
| 未受资助的贷款 | $6000 | $2000 |
| 二年级 基地贷款 | $4500 | $4500 |
| 未受资助的贷款 | $6000 | $2000 |
|
的 直接资助贷款 is need-based, with the government paying the interest on the loan while you are 登记. 的 无补贴直接贷款 is non-need based; you will be responsible for paying the interest while you are 登记. You may choose to defer the interest by having it added to the principal; 这叫做大写. 2022-23学年发放的补贴贷款 年的固定利率是4.99%. 无补贴贷款也有固定的利息 速率4.99%. You must be 登记 at least 一半的时间, and repayment begins six months 毕业或退学后. 的 暂停偿还学生贷款 延长至美国.S. 教育部被允许实施 债务减免方案或诉讼解决. 付款将在60天后重新开始. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 — payments will resume 60 days after that. 借款人将 在付款重新开始之前收到通知. 借款人需要在线完成 入学辅导及主本票(MPN) 在收到贷款资金之前. 入学咨询和MPN信息是可用的 来自博天堂官方财政援助办公室. 已经获得奖学金的学生 aid and accepted their loans on their WebRunner account will receive an e-mail with 入学咨询和MPN信息. For 直接资助贷款s, interest will not accrue while you are attending at least 一半的时间. However, interest subsidies during the six month grace period were eliminated 在2012年7月1日或之后发放的新补贴贷款. New borrowers at 博天堂官方 are subject to a 30-day delay, meaning they cannot receive loan 在他们的第一个注册期的30天之后. 后续期间的贷款 条款可定期发放. 贷款支付必须等额支付. 如果贷款是一次性的 only, the first disbursement will occur during the second week of the term, and the subsequent disbursement will occur after the midpoint of the term. |
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的 Federal Parent Loan for 本科生(PLUS) is a federal loan borrowed by the parent on behalf of a dependent student to assist with educational expenses. Parents may borrow up to the Cost of Attendance as determined by the 博天堂官方 Financial Aid Office, minus any other financial aid the student may receive.
PLUS是一种不需贷款，固定利率为6英镑.2021- 2022年为28% 一年. Interest is charged on the loan to the borrower from the date the first disbursement 直到贷款全部还清才发放. 还款一般在60天内开始 在最后的贷款支付之后.
PLUS loans must be requested separately by completing the Parent PLUS Loan Application.
直接补贴贷款利率
直接无补贴贷款和直接PLUS贷款
首次支付于2023年7月1日或之后，2024年7月1日之前
| 贷款类型 | 固定利率 |
|---|---|
| 直接补贴贷款和非补贴贷款 本科生贷款 |
5.50% |
| 为受养人的父母提供直接PLUS贷款 本科生 |
8.05% |
联邦勤工俭学
必须赚取FWS资金
联邦勤工俭学 is a need-based program made available by the federal government 至少修满六个学分的合格学生. 获得FWS奖励的学生需要 to secure a job on campus and work towards their maximum award amount. 的最大 award amount is simply the most money that students can make in a term and does not 代表每个学生将得到什么. 学生将会收到薪水 他们的小时工资和工作时间.
一旦你被授予FWS，请访问我们的 勤工助学的页面 有关如何继续进行的说明.
我如何获得FWS? 学生 who marked on the FAFSA that they are interested in FWS will have it added to their award package if they qualify and funding is available. Unfortunately, funding for FWS is very limited and typically runs out 早期. 最大化 your potential of getting awarded FWS, complete all steps in the 博天堂官方 财政援助流程 早期. When additional funding becomes available the 博天堂官方 金融援助 office will post an announcement on the main page of this website and around Takena Hall. 学生 will need to follow the directions in the announcement and complete an in-person application 在发布当天. 所有奖项将以先到先得的方式颁发.
